Chase Sapphire Preferred Vs Reserve 2017

While sapphire reserve cardholders are covered for up to 50 for each service event up to four events per year.

Chase sapphire preferred vs reserve 2017.

The chase sapphire cards are competitive when it comes to earning and redeeming points for travel. Chase sapphire preferred vs reserve pre approval question i m currently a chase cc holder and noticed in their selected offers for you section there s a green check mark next to csp which i understand means it s exempt of the 5 24 rule. The chase sapphire preferred and chase sapphire reserve are similar cards with vastly different annual fees. The chase sapphire reserve earns 3 ultimate rewards points per dollar spent on travel and dining compared to the sapphire preferred s rewards rate of 2 points per dollar in the same categories.

The main question is which chase sapphire card fits your lif. After 1 year upgrade the csp to a csr and immediately access the 300 annual travel credit and increased 3x earn on restaurant and travel spend. However the chase sapphire reserve may be a better choice even for lower levels of spending if you value priority pass select lounge membership trip delay protection that kicks in after a six hour or overnight delay instead of after a 12 hour or overnight delay with the chase sapphire preferred and other perks offered by the sapphire reserve. When it was first released the chase card had an incredible 100 000 point bonus.

This is a recurring post that is regularly updated with new card information and details. With chase you get these points after spending 4 000 in 3. But the reserve s easy to use travel credit effectively reduces the out of pocket cost for most people to 250 so is the reserve worth paying at. Each event for sapphire preferred cardholders costs 59 95 per service call.

Both the chase sapphire preferred and chase sapphire reserve allow cardholders to pool ultimate rewards and access the chase travel portal. The chase sapphire reserve and the chase sapphire preferred card are two of the most talked about travel credit cards thanks to the valuable ultimate rewards program top notch benefits and valuable travel protections. Because chase recently increased the bonus to 80 000 points on the sapphire preferred i am recommending all military personnel first get the chase sapphire preferred to earn the extra 30 000 ultimate reward points. The preferred only costs 95 a year to keep while the reserve has an annual fee of 550.