However if you downgrade a chase sapphire reserve or preferred card to a chase freedom or freedom unlimited card you will lose the ability to transfer those points to hotel and airline partners unless you have another like the. Rather than just upgrading and downgrading between the chase sapphire reserve and preferred card you can downgrade the card to either a freedom or freedom unlimited card. I can earn 1 5x ultimate rewards on all non bonused spending when the chase.
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